Jubilee Life and Kashf Launch
Khushal Mustaqbil Takaful for Women’s Financial Security
Jubilee Life Insurance
and Kashf Foundation Launch “Khushal Mustaqbil Takaful” to strengthen Women’s
Financial Resilience
Jubilee Life Insurance and Kashf Foundation Launch “Khushal Mustaqbil Takaful” to strengthen Women’s Financial Resilience
Lahore, May 04, 2026 – Jubilee Life Insurance, the country’s largest private
sector insurance company, Kashf Foundation and United Nations Development
Programme (UNDP) jointly launch the “Khushal Mustaqbil Takaful (KMT),” an
innovative micro-savings and protection product designed to strengthen the financial
resilience of women from underserved communities.
The strategic collaboration was formalized at the Kashf Foundation Head Office
in Lahore, with representatives from the UNDP also present to support marking a
significant milestone in advancing financial inclusion and gender responsive
insurance solutions.
Designed specifically for Kashf Foundation’s women borrowers, KMT is a yearly
renewable endowment Takaful plan that combines protection with long term
savings. Operating under the Shari’ah-compliant Wakalah-Waqf Takaful
Model, the product offers a dual benefit: financial protection for families in
the event of loss of life, alongside a structured pathway for women to build
savings and long term financial security.
Speaking at the occasion, Mr. Javed Ahmed, MD and CEO, Jubilee Life Insurance
said: “At Jubilee Life, we believe that financial protection must be inclusive
and accessible, particularly for women who play a central role in strengthening
household resilience. Our collaboration with Kashf Foundation reflects our
commitment to empowering women with solutions that not only safeguard their
families but also enable them to build a more secure and independent financial
future.”
"A woman who invests in her future doesn't just change her own life, she
changes her family's as well.” said Ms. Roshaneh Zafar, Managing Director,
Kashf Foundation. “KMT responds to this need by enabling women to build
long-term financial security, and our partnership with Jubilee Life Insurance
strengthens our ability to deliver that protection to the women who need it
most."
A representative from UNDP Pakistan also expressed his views on the development
stating: “Expanding access to inclusive insurance solutions is critical to
closing Pakistan’s protection gap, particularly for women who remain
disproportionately underserved. This collaboration demonstrates how public and
private sector partnerships can deliver innovative, client-centric solutions
that enhance financial resilience and support communities better withstand
economic and climate related shocks.”
The initiative builds on Kashf Foundation's recognition as a winner of UNDP
Pakistan's Insurance Innovation Challenge, supported under UNDP’s Insurance and
Risk Finance Facility (IRFF). It represents a scalable model for delivering
gender responsive financial protection solutions and advancing inclusive
economic growth across Pakistan.
Jubilee Life and Kashf Launch Khushal Mustaqbil Takaful for Women’s Financial Security
Jubilee Life and Kashf Launch Khushal Mustaqbil Takaful for Women’s Financial Security
Jubilee Life and Kashf Launch Khushal Mustaqbil Takaful for Women’s Financial Security
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Jubilee Life and Kashf Launch Khushal Mustaqbil Takaful for Women’s Financial Security
Jubilee Life and Kashf Launch Khushal Mustaqbil Takaful for Women’s Financial Security the No.1 Plan or Scheme Initials Peoples
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